The official YouTube app will provide one of the better experiences…
Ha ha ha ha… the author must be dreaming or hasn’t tried many other apps. NewPipe lets you run videos at custom speed, and optionally pitch-shift videos. And you can save videos to watch on any app capable of playing video files stored on disk.
I finally upgraded my phone after 7 years. I had trouble picking out a phone that didn’t remove everything… no headphone jack, no sd card slot and we’re supposed to call that an upgrade? (What I got still has those thankfully)
“We will recess until tomorrow and give our Republican colleagues time to figure themselves out,” Senate Majority Leader Chuck Schumer said after voting closed on Feb. 7.
The things to look for are where you can deposit and withdraw, and what fees they charge.
The one important thing to remember with credit cards is to pay off your balance in full each month before the due date, so only use it to buy things that you would be able to with your own cash and bank funds.
Any interest you pay wipes out almost any other perk you get from credit cards like cash back or whatever (the exception is fraud/scam protection). If you want I can explain how interest works for most cards in North America.
Smaller and often more local than regional, national and international banks.
Less onerous requirements for loans.
More favourable terms for loans, deposits and passive investments.
Downsides:
Access to fewer ATMs, teller locations, but many request fee free ATM access with a major bank so you can access your money easier.
Usually worse or the same kind of opening hours as banks.
Banks often have discount offers on insurance and various other partnerships with their leftover money, credit unions it happens less often.
Various means of communication/correspondence. Some are only online, so only send notices by letter mail, etc.
Not being able to do some things as easily, i.e. send money orders, domestic and international transfers, write cheques or cash them, have a safety deposit box. Most people don’t use or need these things as much. All of these points vary by each credit union though.